James S. Nowak,
Attorney at Law
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Medical Collection

At the Law Offices of James S. Nowak, we handle medical collections including, deficiency balances, bills unpaid because of a personal injury, and claims where the debtor has hired an attorney. Contact Us today for a free consultation regarding medical collection matters.

Protecting the Financial Interests of Medical Professionals in Ohio and Michigan
Medical bills can become expensive, but that is no reason for patients or their insurance companies to shift the financial burden back to medical professionals.
At our firm we focus on collecting outstanding medical debt so that Ohio and Michigan hospitals and doctors can focus on providing the essential services their patients seek. For more than 30 years, we have successfully handled medical collection accounts. Medical bills can range from small claims to hundreds of thousands of dollars worth of debt. We understand that every outstanding account causes problems for medical professionals, and we will collect on the medical debt owed to you.

When the Insurance Company Refuses to Pay
Health insurance companies often have unending excuses to avoid paying medical bills. Perhaps they say it is the patient's responsibility. Maybe they are questioning the amount charged for the procedure. Whatever reason they have given you, we will take the necessary legal action to obtain payment. With decades of experience, we negotiate with insurance companies to convince them to pay the hospital or doctor for the patient's outstanding balance.
When Patients Refuse or Cannot Pay
Many patients expect their insurance company to cover more of the cost. Others simply do not have the money and fail to tell you. There are numerous reasons why patients do not pay their medical bills. In any case, we will take the appropriate legal action to discover the reason for non-payment and work with the debtor to obtain the money you are owed.
We understand and follow The Health Insurance Portability and Accountability Act (HIPPA) of 1996 (P.L. 104-191)  Any information we receive is kept confidential.  It is released only for appropriate purposes.  Confidentiality is preserved.

To Debtors
This communication, from a debt collector, is an attempt to collect a debt, and any information obtained will be used for this purpose.  

James S. Nowak, Attorney at Law
4808 N Summit St.
Toledo, Ohio 43611
(419) 726-2605
FAX  (419) 726-1549

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